New state-based exchanges for 2021 health insurance plans

September 21, 2020

The Federally Facilitated Marketplace (healthcare.gov) is transitioning to state-based exchanges (SBE) for 2021 health insurance plans in the states of New Jersey and Pennsylvania.

Starting November 1, 2020, New Jersey residents can purchase commercial health care coverage through the New Jersey state-based exchange, Get Covered New Jersey. Pennsylvania residents can purchase commercial health care coverage through the new Pennsylvania state-based exchange, PennieTM.

These new state-based exchanges replace the federal marketplace, healthcare.gov. Your patients can use Pennie and Get Covered New Jersey to shop for, compare, and buy health insurance. Account information for your patients who have previously used healthcare.gov has been transferred to these websites to allow for a seamless transition.

Important dates to remember:

  • New Jersey: The enrollment period for 2021 is November 1, 2020 – January 31, 2021.
    • December 31, 2020: Enrollment deadline for coverage that starts January 1, 2021.
    • January 31, 2021: Enrollment deadline for coverage that starts February 1, 2021.
  • Pennsylvania: The enrollment period for 2021 is November 1, 2020 – January 15, 2021.
    • December 15, 2020: Enrollment deadline for coverage that starts January 1, 2021.
    • January 15, 2021: Enrollment deadline for coverage that starts February 1, 2021.

How you can help

For patients who are looking for health care, please encourage them to take the following steps:

  1. Visit the appropriate website to compare the price and coverage for different health insurance plans and get a quote.
    • New Jersey: Get Covered New Jersey website
    • Pennsylvania: Pennie website
  2. Apply for coverage.
  3. Pay their first month’s premium.

A frequently asked questions document is also available on these websites to answer questions they may have regarding qualifications, enrollment support, and payment assistance.